文章正文
Title: Overdue Repayment in English: Vocabulary, Expressions, and Translation
Introduction
In today's fast-paced financial world,逾期还款 (overdue repayment) has become a common issue faced by individuals and financial institutions alike. Understanding the various terms, expressions, and translations related to overdue repayment is essential for those involved in the lending and borrowing process. This article ms to provide a comprehensive overview of逾期还款 vocabulary, expressions, and translation, with a focus on the context of student loans and credit card payments.
I. Vocabulary
1. Overdue
The term overdue is used to describe a payment that has not been made by the agreed-upon date. It is crucial to recognize this term in both spoken and written communication regarding financial transactions.
IELTS: overdue
TOEFL: overdue
2. Repayment
Repayment refers to the act of returning borrowed money or fulfilling a financial obligation. It is often used in the context of loans, such as student loans and credit card payments.
Pronunciation: British English: [r??pe?.m?nt]
II. Expressions
1. Be in arrears
This expression is used when someone is late in paying money that they owe. It is a common way to describe overdue payments in formal and informal contexts.
Example: He is currently in arrears on his credit card payments.
2. Post-payment
In the context of student loans, post-payment refers to the period after a borrower has completed their studies and is required to start repaying their loan.
Example: The authors analyze the current condition in student loan post-payment and the harm to the bank.
3. Exceed the time limit
This expression is used when someone goes beyond the agreed-upon deadline for a payment.
Example: He was fined for keeping the book beyond the date due.
III. Translation
English: Overdue repayment
English: Unpd debt
English: Overdue loan
English: Past due payment
IV. Contextual Examples
1. Student Loan Overdue Repayment
Firstly, the authors analyze the current condition in student loan post-payment and the harm to the bank. As student loan debt continues to rise,逾期还款 has become a significant concern for financial institutions. This section will explore the impact of overdue repayments on banks and borrowers.
2. Credit Card Overdue Repayment
In modern society, credit cards have become an indispensable payment tool in people's dly lives. Due to various reasons, credit card overdue repayments occur frequently. This section will discuss the consequences of overdue credit card payments and the importance of timely repayment.
3.催逾期的付款公司还款 (Company Requesting Overdue Payment)
Dear Sir/Madam,
I am writing to address your overdue payment issue. According to our records, you have an outstanding balance that has not been settled on time. Please take note of this matter and make the necessary arrangements to fulfill your financial obligation.
V. Conclusion
Understanding the vocabulary, expressions, and translation related to overdue repayment is crucial for effective communication in the financial sector. By familiarizing oneself with these terms, borrowers and lenders can better navigate the complexities of loan agreements and ensure timely repayment, ultimately contributing to a healthier financial ecosystem.
Key Takeaways:
1. Overdue: Describes a payment that has not been made by the agreed-upon date.
2. Repayment: The act of returning borrowed money or fulfilling a financial obligation.
3. Be in arrears: Late in paying money that one owes.
4. Post-payment: The period after a borrower has completed their studies and is required to start repaying their loan.
5. Exceed the time limit: Go beyond the agreed-upon deadline for a payment.
6. Overdue repayment: The translation of 逾期还款 in English.
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